Today CBS Moneywatch put out a very good article about things you should never put on your credit card. They are: college tuition, taxes (particularly timely as we head into the home stretch of tax time), a big wedding, a vacation and medical bills. The original posting appeared on credit.com.
Frankly, after painful firsthand experience of digging out of the credit card slippery slope of financial debtor's prison of despair, may I recommend that – unless you can pay it off at the end of the month – you should tow the hard line and never put anything on a credit card! Pay with cash. If you don’t have the cash, don’t buy it!
If you have credit card(s) debt, do everything you can to pay it off NOW. Scrimp, save and get debt free as soon as you possibly can.
Exercise your ability to lose the incredible weight of credit card debt on your shoulders, and do everything you can to keep a tight, lean budget. Scroll down on the left column of this blog site for a credit card calculator that will be a real eye-opener to find out what it will take to pay off your credit card debt. Then visit sites like Dave Ramsey.com or Crown and make it a priority to learn how to budget, how to save (for the future, for emergencies, for a rainy day), how to manage your money and create a fit and frugal financial future! DEBT FREE IS SEXY! These two websites offer all kinds of tools, charts, information and articles that can help you dig yourself out of debt and STAY out of debt.
Start today to be debt-free in 2-0-1-3!!!!!!!!
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